Best Credit Cards for Gas in Canada 2026
Fuel up on rewards. These Canadian credit cards offer the best earn rates at the pump — from cash back to Aeroplan points on every fill-up.
Canadians spend an average of $2,400 per year on gas. Putting that spend on the right credit card can earn hundreds of dollars in rewards annually. The best gas credit cards in Canada offer accelerated earn rates at gas stations — some as high as 3–5% in effective rewards value.
Best Gas Credit Cards in Canada 2026
The BMO CashBack World Elite Mastercard earns 3% cash back on gas and EV charging — the highest flat rate for fuel among major Canadian cards. The annual fee is $120, waived in year one. The Scotiabank Gold American Express earns 3x Scene+ points at gas stations including Petro-Canada, where you also get an additional 10 cents off per litre when you link your Petro-Points card. On a 50-litre fill-up at $1.60/litre, that's $0.50 savings plus points.
Petro-Canada linkage
Linking any Scotiabank card to your Petro-Points account gives you 10¢/L off at Petro-Canada and 3x Scene+ on the base price. On 50L/week, that's over $260 in savings per year before points.
No-Fee Options for Gas Rewards
The Tangerine Money-Back Credit Card lets you pick gas as one of your two 2% cash back categories at no annual fee. The PC Financial World Elite Mastercard earns PC Optimum points at Esso and Mobil stations. If you shop at Canadian Tire, the Triangle World Elite Mastercard earns 7¢/L in CT Money at Canadian Tire Gas+. For pure cash back with no fee, the SimplyCash from American Express earns 1.25% everywhere including gas.
Premium Cards Worth Considering
The American Express Cobalt Card earns 2x Membership Rewards points on gas (and 5x on dining and groceries), making it a solid all-around card if you want to consolidate your spending. The RBC Avion Visa Infinite earns 1.25x Avion points on gas. If you have the Scotiabank Passport Visa Infinite, you earn 2x Scene+ at gas stations — plus no foreign transaction fees, which is useful when travelling by car across the border.
Cards Mentioned in This Article
Scotiabank Gold American Express Card
Scotiabank · Visa
Earn 25,000 Scene+
BMO CashBack World Elite Mastercard
BMO · Visa
$40 cash back per month upon spending $2,000/month for 12 months
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