
Scotiabank Gold American Express Card
Scotiabank · Scene+
An Amex card earning Scene+ points with no FX fee and a low $12,000 income requirement. Suits everyday spenders seeking travel flexibility.
$120/yr
Annual Fee
First year waived
1x
Best Earn
None
FX Fee
$12,000
Min. Income
Current Offer
Earn 20,000 Scene+ points with $7,500 spend in 12 months
Spend requirement: $7,500 in 12 months
20,000 Scene+
You'll be taken to the issuer's secure application page.
Earn Rates
Pros
- Scene+ points on all purchases
- Comprehensive travel insurance coverage
- Premium Amex benefits and offers
- No minimum income requirement
Cons
- $120 annual fee
- Limited Amex acceptance in Canada
- Points value depends on redemption method
Advertiser Disclosure: SmartCardOffers may earn a referral fee when you apply for products through links on this page. This does not affect the way we evaluate or rank products. Rates, fees, and offer details are subject to change — always verify with the card issuer before applying. Learn more about how we make money.

Scotiabank Gold American Express Card
Welcome Offer
Earn 20,000 Scene+ points with $7,500 spend in 12 months
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