Visa

BMO CashBack World Elite Mastercard

BMO · Cash Back

A cash back card for higher-income earners requiring $80K+ personal income. Carries a $120 annual fee.

$120/yr

Annual Fee

First year waived

Best Earn

2.5%

FX Fee

$80,000

Min. Income

Apply for the BMO CashBack World Elite Mastercard

You'll be taken to the issuer's secure application page.

Earn Rates

All purchases

1%cash back

Pros

Up to 5% cash back on groceries and gas
Comprehensive travel insurance coverage
No foreign transaction fees
Premium concierge services

Cons

$120 annual fee
High spending caps on bonus categories
Limited bonus categories

Advertiser Disclosure: SmartCardOffers may earn a referral fee when you apply for products through links on this page. This does not affect the way we evaluate or rank products. Rates, fees, and offer details are subject to change — always verify with the card issuer before applying. Learn more about how we make money.