
Mastercard
Tangerine Money-Back Credit Card
Tangerine · Tangerine Cash Back
A no-annual-fee Tangerine Cash Back card earning 2% on gas, dining, and groceries. A straightforward option for everyday cash back with no cost to carry.
Credit score: Fair (630–689)
No annual fee
Annual Fee
2%
Best Earn
2.5%
FX Fee
None
Min. Income
You'll be taken to the issuer's secure application page.
Earn Rates
Groceries
2%cash back
2%
Gas & fuel
2%cash back
2%
Travel
2%cash back
2%
Bills
2%cash back
2%
Dining & restaurants
2%cash back
2%
Insurance & Protection
Trip cancellation
Trip interruption
Baggage delay/loss
Rental car collision — Primary CDW · MSRP ≤ $65,000 · up to 31 days
Purchase protection — 90-day coverage
Extended warranty
Pros
- 2% cash back on 3 categories of your choice
- 0.5% cash back on all other purchases
- No annual fee
- Flexible category customization
Cons
- Lower base earn rate compared to competitors
- Category spending caps may apply
- Limited premium features
Advertiser Disclosure: SmartCardOffers may earn a referral fee when you apply for products through links on this page. This does not affect the way we evaluate or rank products. Rates, fees, and offer details are subject to change — always verify with the card issuer before applying. Learn more about how we make money.

Tangerine Money-Back Credit Card
Annual feeNo annual fee
NetworkMastercard
FX fee2.5%
Credit scoreFair (630–689)
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