Mortgage News
Canadian Mortgage & Housing News
Bank of Canada rate updates, renewal strategies, fixed vs. variable analysis, and first-time buyer guides — from a Canadian perspective.
4.75%
Bank of Canada Rate
As of June 2024
6.95%
Prime Rate
Major banks
~5.00%
5-Yr Fixed (avg)
Varies by lender
P - 0.70%
5-Yr Variable (avg)
~6.25%
Rates shown are indicative as of July 2024. Always verify current rates with your lender or broker.
Bank of Canada Rate Cuts: What It Means for Your Mortgage in 2026
The Bank of Canada has cut its overnight rate four times since mid-2024. Here's exactly how that flows through to variable-rate mortgages, HELOCs, and renewal decisions.
Priya Nair
March 18, 2026
Fixed vs Variable Mortgage Rate in Canada 2026: Which Is Right for You?
With the Bank of Canada cutting rates, the fixed vs variable debate is back. Here's a data-driven look at which rate type makes more sense in 2026.
Marcus Williams
March 8, 2026
Best RBC Credit Cards in Canada for 2026
RBC offers one of the widest credit card lineups in Canada — from no-fee entry cards to premium Avion rewards. Here's a complete guide to the best RBC cards.
Marcus Williams
April 6, 2026
Best BMO Credit Cards in Canada for 2026
BMO has strong travel and cash back options — including the BMO Ascend with 100,000 points and the eclipse Rise with no annual fee. Here's how they stack up.
Sarah Chen
April 4, 2026
Best Credit Cards for Groceries in Canada 2026
Groceries are most Canadians' biggest monthly expense. The right card earns 4x–6x points or 2%+ cash back on every grocery run. Here are the best.
James Park
April 2, 2026
Editor's PickAmex Cobalt Review 2026: Canada's Best Everyday Rewards Card?
The Amex Cobalt earns 5x points on dining and groceries, making it one of the highest earn-rate cards in Canada. Here's a full 2026 review.
Marcus Williams
March 28, 2026
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