Mortgage News
Canadian Mortgage & Housing News
Bank of Canada rate updates, renewal strategies, fixed vs. variable analysis, and first-time buyer guides — from a Canadian perspective.
4.75%
Bank of Canada Rate
As of June 2024
6.95%
Prime Rate
Major banks
~5.00%
5-Yr Fixed (avg)
Varies by lender
P - 0.70%
5-Yr Variable (avg)
~6.25%
Rates shown are indicative as of July 2024. Always verify current rates with your lender or broker.
Mortgage Renewal in Canada 2026: 7 Tips to Get the Best Rate
Hundreds of thousands of Canadian mortgages are up for renewal in 2026. Here's how to negotiate, shop around, and avoid the traps that cost homeowners thousands.
Priya Nair
March 25, 2026
Bank of Canada Rate Cuts: Mortgage Impact in 2026
The Bank of Canada has cut its overnight rate four times since mid-2024. Here's exactly how that flows through to variable-rate mortgages, HELOCs, and renewal decisions.
Priya Nair
March 18, 2026
Fixed vs Variable Mortgage Rate in Canada 2026
With the Bank of Canada cutting rates, the fixed vs variable debate is back. Here's a data-driven look at which rate type makes more sense in 2026.
Marcus Williams
March 8, 2026
Best Credit Cards for Gas in Canada 2026
Fuel up on rewards. These Canadian credit cards offer the best earn rates at the pump — from cash back to Aeroplan points on every fill-up.
Sarah Chen
April 18, 2026
Is a Credit Card Annual Fee Worth It in Canada?
Annual fees range from $0 to $799 on Canadian credit cards. Here's exactly how to calculate whether paying one actually makes sense for your spending.
Sarah Mitchell
April 16, 2026
Best Credit Cards for Dining and Restaurants in Canada 2026
Love eating out? These Canadian credit cards earn the most points and cash back at restaurants — from fast food to fine dining.
Marcus Williams
April 12, 2026
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