No FX FeeVisa

TD Cash Back Visa Infinite Card

TD · Cash Back

A cash back card earning 3% on groceries, gas, transit, bills, streaming, and EV charging, with no FX fees. Suits Canadians with diverse everyday spending.

$139/yr

Annual Fee

First year waived

Best Earn

None

FX Fee

$60,000

Min. Income

Apply for the TD Cash Back Visa Infinite Card

You'll be taken to the issuer's secure application page.

Earn Rates

Gas & fuel

3%cash back

bills

3%cash back

Transit & commuting

3%cash back

Groceries

3%cash back

Streaming services

3%cash back

ev_charging

3%cash back

everything_else

1%cash back

Pros

Up to 3% cash back on select categories
Comprehensive travel insurance coverage
Visa Infinite concierge service
Premium dining and travel benefits

Cons

$139 annual fee
Category caps may limit earnings
Better cash back options exist

Advertiser Disclosure: SmartCardOffers may earn a referral fee when you apply for products through links on this page. This does not affect the way we evaluate or rank products. Rates, fees, and offer details are subject to change — always verify with the card issuer before applying. Learn more about how we make money.