No FX FeeVisa
PC Financial World Elite Mastercard
PC Financial · PC Optimum
No-fee card earning PC Optimum points at 30x at Loblaw grocers and Esso/Mobil, and 10x everywhere else. Requires $80,000 personal income.
No annual fee
Annual Fee
30x
Best Earn
None
FX Fee
$80,000
Min. Income
You'll be taken to the issuer's secure application page.
Earn Rates
Groceries
30xpoints
30×
Loblaw Groceries
30xpoints
30×
Esso & Mobil
30xpoints
30×
Everything Else
10xpoints
10×
Insurance & Protection
Trip cancellation
Trip interruption
Baggage delay/loss
Rental car collision — CDW/LDW · MSRP ≤ $65,000 · up to 31 days
Pros
- No annual fee
- Earn PC Optimum points
- Redeem at Loblaws family stores
- Easy grocery savings
Cons
- Limited redemption options
- Lower earning rates
- Mastercard not Visa as stated
Advertiser Disclosure: SmartCardOffers may earn a referral fee when you apply for products through links on this page. This does not affect the way we evaluate or rank products. Rates, fees, and offer details are subject to change — always verify with the card issuer before applying. Learn more about how we make money.
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