American Express Platinum Card
Lounge AccessAmex

American Express Platinum Card

American Express · Amex MR

A super-premium American Express Rewards card earning 2x on travel, dining, and food delivery. Targets frequent travellers at $799/yr.

$799/yr

Annual Fee

2x

Best Earn

2.5%

FX Fee

None

Min. Income

Current Offer

Total of up to 100,000 Membership Rewards points

Spend requirement: $1 in 2 months

30,000 Amex MR

You'll be taken to the issuer's secure application page.

Earn Rates

Dining & restaurants
2xpoints

Everything Else
1xpoints

Food Delivery
2xpoints

Travel
2xpoints

Airport Lounge Access

Priority Pass

Unlimited Priority Pass lounge access worldwide, American Express Centurion Lounges, Plaza Premium Lounges in Canada

Transfer Partners

Aeroplan
Ratio 1:1Time instant
British Airways Avios
Ratio 1:1Time 1-2 days
Air France KLM Flying Blue
Ratio 1:1Time instant
Cathay Pacific Asia Miles
Ratio 4:3Time few days to 1 week
Delta Skymiles
Ratio 4:3Time instant
Etihad Guest
Ratio 4:3Time instant
Marriott Bonvoy
Ratio 5:6Time instant
Hilton Honors
Ratio 1:1Time few days

Rates and availability subject to change.

Insurance & Protection

Trip cancellation$10,000/trip · charge required · Only Amex MR bookings through Amex Travel. Does NOT cover partner transfer bookings (e.g., Aeroplan). Medical coverage still applies.
Trip interruption$25,000/trip · charge required
Baggage delay/loss
Rental car collisionCDW/LDW — decline rental agency's coverage · MSRP ≤ $85,000 · up to 48 days

Pros

  • Airport lounge access worldwide
  • Annual travel credits
  • Hotel elite status
  • Comprehensive travel insurance

Cons

  • High annual fee
  • Limited earning on everyday purchases
  • Not Visa network

Advertiser Disclosure: SmartCardOffers may earn a referral fee when you apply for products through links on this page. This does not affect the way we evaluate or rank products. Rates, fees, and offer details are subject to change — always verify with the card issuer before applying. Learn more about how we make money.

American Express Platinum Card

American Express Platinum Card

Welcome Offer

Total of up to 100,000 Membership Rewards points

Annual fee$799/yr
NetworkAmex
FX fee2.5%
Lounge accessPriority Pass
Apply Now

Get weekly deals in your inbox

Best points offers, card deals, and mortgage news — free, every week.