Lounge AccessVisa

RBC Cash Back Preferred World Elite Mastercard

RBC · flexible points

A cash back card earning 1.5x on all purchases for $99/yr. Suits those who want straightforward cash back without category tracking.

$99/yr

Annual Fee

Best Earn

2.5%

FX Fee

$80,000

Min. Income

Current Offer

Welcome bonus details not available for this card

Apply for the RBC Cash Back Preferred World Elite Mastercard

You'll be taken to the issuer's secure application page.

Earn Rates

Groceries

2xpoints

All Purchases

1.5xpoints

1.5%

Airport Lounge Access

DragonPass

Mastercard Travel Pass membership is available, but lounge visits are billed separately.

Insurance & Protection

Trip cancellation

Trip interruption

Baggage delay/loss

Rental car collision — Primary CDW · MSRP ≤ $65,000 · up to 48 days

Purchase protection — 120-day coverage

Extended warranty

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