
CIBC Dividend Visa Infinite
CIBC · CIBC Dividend
Earns cash back at 4% on gas and groceries and 2% on transit and recurring bills. Suited to drivers and households with high everyday spending.
Credit score: Good (690–759)
$120/yr
Annual Fee
First year waived
4x
Best Earn
2.5%
FX Fee
$60,000
Min. Income
Current Offer
10% cash back on up to $2,500 spent in the first four statements
Spend requirement: $2,500 in 4 months
You'll be taken to the issuer's secure application page.
Earn Rates
Insurance & Protection
Pros
- Earn points on all purchases
- Comprehensive travel insurance included
- Premium Visa benefits and services
- No foreign transaction fees
Cons
- $120 annual fee
- Lower earning rates on non-category spend
- Points system less flexible than cashback
Advertiser Disclosure: SmartCardOffers may earn a referral fee when you apply for products through links on this page. This does not affect the way we evaluate or rank products. Rates, fees, and offer details are subject to change — always verify with the card issuer before applying. Learn more about how we make money.

CIBC Dividend Visa Infinite
Welcome Offer
10% cash back on up to $2,500 spent in the first four statements
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