Visa

BMO Eclipse Visa Infinite

BMO · BMO Rewards

A BMO Rewards card earning 5x on gas, groceries, dining, and transit. Includes travel insurance; requires $60K income.

Credit score: Good (690–759)

$120/yr

Annual Fee

First year waived

Best Earn

2.5%

FX Fee

$60,000

Min. Income

Current Offer

Total of up to 70,000 BMO Rewards points

Spend requirement: $7,000 in 6 months

20,000 BMO Rewards

Apply for the BMO Eclipse Visa Infinite

You'll be taken to the issuer's secure application page.

Bonus Tiers Breakdown

This card has a multi-tier welcome offer — here's how to earn the full bonus.

20,000 BMO Rewards

Spend $12,000 in 12 months

Earn Rates

Gas & fuel

5xpoints

Dining & restaurants

5xpoints

Groceries

5xpoints

Transit & commuting

5xpoints

Everything else

1xpoints

Insurance & Protection

Out-of-province travel medical

Purchase protection

Pros

Flexible points redemption options
Comprehensive travel insurance
No foreign transaction fees
Premium card perks and services

Cons

$120 annual fee
Modest earning rates
Better options available for heavy spenders

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