Visa

BMO Eclipse Visa Infinite

BMO · BMO Rewards

A BMO Rewards card earning 5x on gas, groceries, dining, and transit. Includes travel insurance; requires $60K income.

Credit score: Good (690–759)

$120/yr

Annual Fee

First year waived

Best Earn

2.5%

FX Fee

$60,000

Min. Income

Current Offer

Earn 20,000 BMO Rewards points with $7,000 spend in 6 months

Spend requirement: $7,000 in 6 months

20,000 BMO Rewards

Apply for the BMO Eclipse Visa Infinite

You'll be taken to the issuer's secure application page.

Other Available Offers

Earn 20,000 BMO Rewards points with $12,000 spend in 11 months

Spend: $12,000 in 11 months

Earn Rates

Gas & fuel

5xpoints

Dining & restaurants

5xpoints

Groceries

5xpoints

Transit & commuting

5xpoints

Everything else

1xpoints

Insurance & Protection

Out-of-province travel medical

Purchase protection

Pros

Flexible points redemption options
Comprehensive travel insurance
No foreign transaction fees
Premium card perks and services

Cons

$120 annual fee
Modest earning rates
Better options available for heavy spenders

Advertiser Disclosure: SmartCardOffers may earn a referral fee when you apply for products through links on this page. This does not affect the way we evaluate or rank products. Rates, fees, and offer details are subject to change — always verify with the card issuer before applying. Learn more about how we make money.