Lounge AccessVisa

BMO Ascend World Elite Mastercard

BMO · BMO Rewards

A BMO Rewards card earning 5x on travel and 3x on dining and entertainment. Suited to frequent travellers with $80K+ income.

$150/yr

Annual Fee

First year waived

Best Earn

2.5%

FX Fee

$80,000

Min. Income

Current Offer

Total of up to 100,000 BMO Rewards points

Spend requirement: $10,000 in 6 months

20,000 BMO Rewards

Apply for the BMO Ascend World Elite Mastercard

You'll be taken to the issuer's secure application page.

Bonus Tiers Breakdown

This card has a multi-tier welcome offer — here's how to earn the full bonus.

35,000 BMO Rewards

Spend $20,000 in 12 months

Earn Rates

Travel

5xpoints

5×

Dining & restaurants

3xpoints

3×

Entertainment

3xpoints

3×

Everything Else

1xpoints

1×

Gas & fuel

4xpoints

4×

Office Supplies

4xpoints

4×

Phone & Internet

4xpoints

4×

Airport Lounge Access

DragonPass

Mastercard Travel Pass by DragonPass membership with 4 complimentary airport lounge visits per year.

Insurance & Protection

Trip cancellation — $5,000/trip, charge required

Trip interruption — $10,000/trip, charge required

Baggage delay/loss — 6-hour minimum

Rental car collision — CDW/LDW, MSRP ≤ $65,000, up to 48 days

Purchase protection — 90-day coverage

Extended warranty — –

Pros

5x points on travel purchases
Complimentary airport lounge access
No foreign transaction fees
Comprehensive travel insurance

Cons

$150 annual fee
Points value can be limited
High spending required for best value

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