Lounge AccessVisa

BMO Ascend World Elite Mastercard

BMO · BMO Rewards

A BMO Rewards card earning 5x on travel and 3x on dining and entertainment. Suited to frequent travellers with $80K+ income.

$150/yr

Annual Fee

First year waived

Best Earn

2.5%

FX Fee

$80,000

Min. Income

Current Offer

Total of up to 100,000 BMO Rewards points

Spend requirement: $10,000 in 6 months

20,000 BMO Rewards

Apply for the BMO Ascend World Elite Mastercard

You'll be taken to the issuer's secure application page.

Bonus Tiers Breakdown

This card has a multi-tier welcome offer — here's how to earn the full bonus.

35,000 BMO Rewards

Spend $20,000 in 12 months

Earn Rates

Dining & restaurants

3xpoints

Travel

5xpoints

Entertainment

3xpoints

everything_else

1xpoints

Pros

5x points on travel purchases
Complimentary airport lounge access
No foreign transaction fees
Comprehensive travel insurance

Cons

$150 annual fee
Points value can be limited
High spending required for best value

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