Amex

SimplyCash Preferred Card from American Express

Name: SimplyCash Preferred Card from American Express
Brand: American Express
Price: 119.88 CAD
Availability: InStock

American Express · SimplyCash

A cash back card earning 4% on gas and groceries, with travel insurance included. Suited to drivers and households with high grocery spend.

Credit score: Good (690–759)

$119.88/yr

Annual Fee

Best Earn

2.5%

FX Fee

None

Min. Income

Current Offer

Total of up to $250 cash back

Spend requirement: $2,000 in 3 months

Apply for the SimplyCash Preferred Card from American Express

You'll be taken to the issuer's secure application page.

Bonus Tiers Breakdown

This card has a multi-tier welcome offer — here's how to earn the full bonus.

Total of up to $250 cash back

Spend $1 in 1 months

Earn Rates

Travel

2%cash back

2×

Everything Else

2%cash back

Groceries

4%cash back

Dining & restaurants

2%cash back

2×

Food Delivery

2%cash back

2×

Streaming services

2%cash back

2×

Transit & commuting

2%cash back

2×

Rideshare

2%cash back

2×

Gas & fuel

4%cash back

Entertainment

2%cash back

2×

All Purchases

2%cash back

2×

Transfer Partners

Aeroplan

Ratio 1:1Time instant

British Airways Avios

Ratio 1:1Time 1-2 days

Air France KLM Flying Blue

Ratio 1:1Time instant

Cathay Pacific Asia Miles

Ratio 4:3Time few days to 1 week

Delta Skymiles

Ratio 4:3Time instant

Etihad Guest

Ratio 4:3Time instant

Marriott Bonvoy

Ratio 5:6Time instant

Hilton Honors

Ratio 1:1Time few days

Rates and availability subject to change.

Insurance & Protection

Trip cancellation

Trip interruption

Baggage delay/loss — $500 total

Rental car collision — Primary CDW · MSRP ≤ $85,000 · up to 48 days

Purchase protection — 365-day coverage

Extended warranty

Pros

Higher cashback rates on select categories
American Express merchant benefits
No foreign transaction fees
Welcome bonus opportunity

Cons

$99 annual fee
Limited acceptance vs Visa/Mastercard
Category restrictions may apply

Advertiser Disclosure: SmartCardOffers may earn a referral fee when you apply for products through links on this page. This does not affect the way we evaluate or rank products. Rates, fees, and offer details are subject to change — always verify with the card issuer before applying. Learn more about how we make money.