SimplyCash Preferred Card from American Express
American Express · SimplyCash
A cash back card earning 4% on gas and groceries, with travel insurance included. Suited to drivers and households with high grocery spend.
Credit score: Good (690–759)
$119.88/yr
Annual Fee
4%
Best Earn
2.5%
FX Fee
—
Min. Income
Current Offer
Total of up to $250 cash back
Spend requirement: $2,000 in 3 months
You'll be taken to the issuer's secure application page.
Bonus Tiers Breakdown
This card has a multi-tier welcome offer — here's how to earn the full bonus.
Total of up to $250 cash back
Spend $1 in 1 months
Earn Rates
Transfer Partners
Points can be transferred to these loyalty programs. Rates and availability subject to change.
Insurance & Protection
Pros
- Higher cashback rates on select categories
- American Express merchant benefits
- No foreign transaction fees
- Welcome bonus opportunity
Cons
- $99 annual fee
- Limited acceptance vs Visa/Mastercard
- Category restrictions may apply
Advertiser Disclosure: SmartCardOffers may earn a referral fee when you apply for products through links on this page. This does not affect the way we evaluate or rank products. Rates, fees, and offer details are subject to change — always verify with the card issuer before applying. Learn more about how we make money.
SimplyCash Preferred Card from American Express
Welcome Offer
Total of up to $250 cash back
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