American Express Business Platinum Card
No FX FeeAmex

American Express Business Platinum Card

American Express · Amex MR

A super-premium business card in the American Express Rewards program. Designed for business owners seeking premium travel perks at $799/yr.

$799/yr

Annual Fee

1.25x

Best Earn

None

FX Fee

None

Min. Income

Current Offer

Total of up to 120,000 Membership Rewards points

Spend requirement: $1 in 2 months

40,000 Amex MR

You'll be taken to the issuer's secure application page.

Earn Rates

All Purchases
1.25xpoints

1.25×

Transfer Partners

Aeroplan
Ratio 1:1Time instant
British Airways Avios
Ratio 1:1Time 1-2 days
Air France KLM Flying Blue
Ratio 1:1Time instant
Cathay Pacific Asia Miles
Ratio 4:3Time few days to 1 week
Delta Skymiles
Ratio 4:3Time instant
Etihad Guest
Ratio 4:3Time instant
Marriott Bonvoy
Ratio 5:6Time instant
Hilton Honors
Ratio 1:1Time few days

Rates and availability subject to change.

Insurance & Protection

Trip cancellation$3,000/trip · charge required · Coverage available for prepaid travel arrangements obtained through Membership Rewards Program points
Trip interruption$6,000/trip · charge required
Baggage delay/loss$1,000 total
Rental car collisionCDW/LDW

Pros

  • Comprehensive travel insurance and protections
  • Airport lounge access and travel credits
  • Flexible Membership Rewards points program
  • Business-focused perks and concierge service

Cons

  • High $799 annual fee
  • Premium spending required to maximize value
  • Limited acceptance compared to Visa/Mastercard

Advertiser Disclosure: SmartCardOffers may earn a referral fee when you apply for products through links on this page. This does not affect the way we evaluate or rank products. Rates, fees, and offer details are subject to change — always verify with the card issuer before applying. Learn more about how we make money.

American Express Business Platinum Card

American Express Business Platinum Card

Welcome Offer

Total of up to 120,000 Membership Rewards points

Annual fee$799/yr
NetworkAmex
FX feeNone
Apply Now

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