American Express Business Gold Rewards Card
No FX FeeAmex

American Express Business Gold Rewards Card

American Express · Amex MR

A mid-tier business card earning 1x on all purchases in American Express Rewards points. Suited to small business owners at $199/yr.

$199/yr

Annual Fee

1x

Best Earn

None

FX Fee

None

Min. Income

Current Offer

Total of up to 70,000 Membership Rewards points

Spend requirement: $30,000 in 12 months

20,000 Amex MR

You'll be taken to the issuer's secure application page.

Earn Rates

All Purchases
1xpoints

Transfer Partners

Aeroplan
Ratio 1:1Time instant
British Airways Avios
Ratio 1:1Time 1-2 days
Air France KLM Flying Blue
Ratio 1:1Time instant
Cathay Pacific Asia Miles
Ratio 4:3Time few days to 1 week
Delta Skymiles
Ratio 4:3Time instant
Etihad Guest
Ratio 4:3Time instant
Marriott Bonvoy
Ratio 5:6Time instant
Hilton Honors
Ratio 1:1Time few days

Rates and availability subject to change.

Insurance & Protection

Trip cancellation
Trip interruption
Baggage delay/loss$500 total
Rental car collisionPrimary CDW · MSRP ≤ $85,000 · up to 48 days
Purchase protection90-day coverage
Extended warranty

Pros

  • Flexible points redemption options
  • Business expense tracking tools
  • Purchase protection insurance
  • No preset spending limit

Cons

  • $199 annual fee
  • Points may have limited value
  • Not widely accepted everywhere

Advertiser Disclosure: SmartCardOffers may earn a referral fee when you apply for products through links on this page. This does not affect the way we evaluate or rank products. Rates, fees, and offer details are subject to change — always verify with the card issuer before applying. Learn more about how we make money.

American Express Business Gold Rewards Card

American Express Business Gold Rewards Card

Welcome Offer

Total of up to 70,000 Membership Rewards points

Annual fee$199/yr
NetworkAmex
FX feeNone
Apply Now

Get weekly deals in your inbox

Best points offers, card deals, and mortgage news — free, every week.