
American Express Business Gold Rewards Card
American Express · American Express Rewards
A mid-tier business card earning 1x on all purchases in American Express Rewards points. Suited to small business owners at $199/yr.
$199/yr
Annual Fee
1x
Best Earn
None
FX Fee
—
Min. Income
Current Offer
Earn 20,000 American Express Rewards points with $30,000 spend in 12 months
Spend requirement: $30,000 in 12 months
20,000 American Express Rewards
You'll be taken to the issuer's secure application page.
Earn Rates
Pros
- Flexible points redemption options
- Business expense tracking tools
- Purchase protection insurance
- No preset spending limit
Cons
- $199 annual fee
- Points may have limited value
- Not widely accepted everywhere
Advertiser Disclosure: SmartCardOffers may earn a referral fee when you apply for products through links on this page. This does not affect the way we evaluate or rank products. Rates, fees, and offer details are subject to change — always verify with the card issuer before applying. Learn more about how we make money.

American Express Business Gold Rewards Card
Welcome Offer
Earn 20,000 American Express Rewards points with $30,000 spend in 12 months
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