American Express Gold Rewards Card
Lounge AccessAmex

American Express Gold Rewards Card

American Express · Amex MR

A mid-tier American Express Rewards card earning 2x on travel, gas, groceries, and drugstores. Suits everyday spenders at $250/yr.

$250/yr

Annual Fee

2x

Best Earn

2.5%

FX Fee

None

Min. Income

You'll be taken to the issuer's secure application page.

Earn Rates

Gas & fuel
2xpoints

Drugstore & pharmacy
2xpoints

Travel
2xpoints

Groceries
2xpoints

Everything Else
1xpoints

Dining & restaurants
2xpoints

Food Delivery
2xpoints

Streaming services
2xpoints

Transit & commuting
2xpoints

Rideshare
2xpoints

Entertainment
2xpoints

All Purchases
2xpoints

Airport Lounge Access

Plaza Premium Lounges4 visits/year

4 complimentary visits per calendar year to Plaza Premium Lounges across Canada

Transfer Partners

Aeroplan
Ratio 1:1Time instant
British Airways Avios
Ratio 1:1Time 1-2 days
Air France KLM Flying Blue
Ratio 1:1Time instant
Cathay Pacific Asia Miles
Ratio 4:3Time few days to 1 week
Delta Skymiles
Ratio 4:3Time instant
Etihad Guest
Ratio 4:3Time instant
Marriott Bonvoy
Ratio 5:6Time instant
Hilton Honors
Ratio 1:1Time few days

Rates and availability subject to change.

Insurance & Protection

Trip cancellation$3,000/trip · charge required · Only Amex MR bookings through Amex Travel
Trip interruption$6,000/trip · charge required
Baggage delay/loss
Rental car collisionCDW/LDW · MSRP ≤ $85,000 · up to 48 days
Purchase protection120-day coverage
Extended warranty

Pros

  • Flexible Amex Membership Rewards points
  • Strong travel insurance coverage
  • No foreign transaction fees
  • Premium concierge services

Cons

  • $250 annual fee
  • Limited acceptance vs Visa/Mastercard
  • Points transfer partners may vary

Advertiser Disclosure: SmartCardOffers may earn a referral fee when you apply for products through links on this page. This does not affect the way we evaluate or rank products. Rates, fees, and offer details are subject to change — always verify with the card issuer before applying. Learn more about how we make money.

American Express Gold Rewards Card

American Express Gold Rewards Card

Annual fee$250/yr
NetworkAmex
FX fee2.5%
Lounge accessPlaza Premium Lounges
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