
Lounge AccessAmex
American Express Gold Rewards Card
American Express · Amex MR
A mid-tier American Express Rewards card earning 2x on travel, gas, groceries, and drugstores. Suits everyday spenders at $250/yr.
$250/yr
Annual Fee
2x
Best Earn
2.5%
FX Fee
—
Min. Income
You'll be taken to the issuer's secure application page.
Earn Rates
Gas & fuel
2xpoints
Travel
2xpoints
Drugstore & pharmacy
2xpoints
Groceries
2xpoints
everything_else
1xpoints
Transfer Partners
AeroplanBritish Airways AviosAir France KLM Flying BlueCathay Pacific Asia MilesDelta SkymilesEtihad GuestMarriott BonvoyHilton Honors
Points can be transferred to these loyalty programs. Rates and availability subject to change.
Pros
- Flexible Amex Membership Rewards points
- Strong travel insurance coverage
- No foreign transaction fees
- Premium concierge services
Cons
- $250 annual fee
- Limited acceptance vs Visa/Mastercard
- Points transfer partners may vary
Advertiser Disclosure: SmartCardOffers may earn a referral fee when you apply for products through links on this page. This does not affect the way we evaluate or rank products. Rates, fees, and offer details are subject to change — always verify with the card issuer before applying. Learn more about how we make money.

American Express Gold Rewards Card
Annual fee$250/yr
NetworkAmex
FX fee2.5%
Lounge accessPlaza Premium Lounges
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