Scotiabank Passport Visa Infinite Review 2026
No foreign transaction fees, 2x Scene+ on groceries, and travel insurance for $150/year. Is the Scotiabank Passport the best travel card for Canadians who hate FX fees?
The Scotiabank Passport Visa Infinite is a $150/year travel card that stands out for one reason: no foreign transaction fees. Most Canadian credit cards charge 2.5% on every purchase made in a foreign currency. On a $5,000 international trip, that's $125 in fees you simply don't pay with this card.
Earn Rates and Rewards
The Passport earns 3x Scene+ on groceries at Sobeys banner stores, 2x at dining, entertainment, and gas, and 1x everywhere else. Scene+ points are worth ~1¢ each, making this 2–3% back on everyday categories. The welcome bonus is typically 35,000 Scene+ points ($350 in travel value) after meeting the minimum spend. The card also includes 6 complimentary airport lounge passes per year via the Visa Airport Companion Program.
The no-FX advantage
Over a 10-day international trip spending $200/day (USD), the 2.5% foreign transaction fee costs $50. Over 5 trips a year, that's $250 in savings — nearly covering the $150 annual fee on its own.
Travel Insurance Coverage
The Scotiabank Passport includes travel emergency medical insurance (up to $2M, 25 days), trip cancellation/interruption, flight delay, lost baggage, rental car collision, and hotel burglary insurance. This is comprehensive coverage that rivals standalone travel insurance policies worth $300–$500/year.
Who Should Get This Card
The Passport Visa Infinite is ideal for Canadians who travel internationally at least 2–3 times per year and want to avoid FX fees without paying a premium annual fee. If your primary goal is maximizing domestic rewards, the Scotiabank Gold Amex ($120/year) earns more — but charges FX fees. The Passport is the sweet spot for travellers who want both worlds.
Cards Mentioned in This Article
Scotiabank Passport Visa Infinite Card
Scotiabank · Visa
Earn 40,000 Scene+
Scotiabank Gold American Express Card
Scotiabank · Visa
Earn 20,000 Scene+
Rogers Red World Elite Mastercard
Rogers Bank · Visa
Welcome bonus offer on Rogers Rewards with the Rogers Red World Elite Mastercard
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