Best RBC Credit Cards in Canada for 2026
RBC offers one of the widest credit card lineups in Canada — from no-fee entry cards to premium Avion rewards. Here's a complete guide to the best RBC cards.
RBC is Canada's largest bank and offers one of the most comprehensive credit card portfolios in the country. Whether you're looking for a no-fee starter card, a WestJet companion voucher, or a premium Avion Visa Infinite Privilege, RBC has an option. This guide covers the best RBC cards for 2026 across every spending profile.
Best RBC Card for Travel: RBC Avion Visa Infinite
The RBC Avion Visa Infinite ($120/year) earns 1.25 Avion points per dollar on all purchases and 1.5 points at grocery stores, gas stations, and drug stores. Avion points can be redeemed for flights, hotel stays, or car rentals through RBC Rewards. A limited-time offer is currently running with up to 55,000 bonus Avion points — expiring June 15, 2026.
Avion vs Aeroplan
Avion points are worth approximately 1–1.5 cpp when redeemed for flights. Aeroplan (from TD/CIBC cards) offers better sweet-spot redemptions for business class, but Avion is more flexible for any airline booking through the RBC portal.
Best RBC Card for WestJet Flyers
The WestJet RBC World Elite Mastercard ($119/year) is the top choice for Canadians who fly WestJet. You earn 2% back in WestJet dollars on WestJet flights and 1.5% on everything else. The annual companion voucher (a round-trip base fare of $119 for one companion) plus free first checked bag make this card easy to justify for anyone who flies WestJet even once a year.
Best RBC Card for Cash Back
The RBC Cash Back Preferred World Elite Mastercard ($99/year) earns 1.5% cash back on all purchases with no rotating categories, no caps, and no need to track spending. The straightforward earn rate and the World Elite insurance package (travel medical, rental car, purchase protection) make it the go-to for RBC customers who want simplicity.
Which RBC Card Is Right for You?
If you fly WestJet → WestJet RBC World Elite. If you want flexible travel rewards → RBC Avion Visa Infinite. If you want simple cash back → RBC Cash Back Preferred. If you want premium perks → RBC Avion Visa Infinite Privilege. RBC also offers no-fee British Airways Avios earning via the RBC British Airways Visa Infinite, which is unique in the Canadian market.
Cards Mentioned in This Article
WestJet RBC World Elite Mastercard
RBC · Mastercard
Earn 20,000 WestJet Dollars
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