TD Aeroplan Visa Infinite Review 2026

The TD Aeroplan Visa Infinite is the go-to Aeroplan card for most Canadians who fly Air Canada. It earns 1.5 Aeroplan points per dollar on purchases at grocery stores, gas stations, Air Canada, and drug stores, and 1 point per dollar everywhere else. The card also comes with a strong travel insurance package and Air Canada perks that make the $139 annual fee easy to justify for frequent Air Canada flyers.

Welcome Bonus

The current welcome offer provides up to 45,000 Aeroplan points — typically 10,000 on first purchase and 35,000 after spending $5,000 in the first 90 days. At a conservative valuation of 1.5 cpp, that's $675 in travel value from the welcome bonus alone, more than covering the first three years of annual fees.

Travel Insurance

The TD Aeroplan Visa Infinite includes emergency travel medical insurance (up to $2 million, for trips up to 21 days), trip cancellation/interruption, delayed and lost baggage, flight delay, and rental car collision/damage insurance. This is a comprehensive insurance suite that competes with premium cards costing $250–$599 annually.

Air Canada Perks

Cardholders get free first checked bag on Air Canada flights, priority check-in access, and preferred pricing on Air Canada seat upgrades. The first checked bag perk alone saves $35+ each way — a family of four saves $280 on a round trip.