Points Deals

Marriott Bonvoy Credit Cards in Canada 2026: Complete Guide

Marriott Bonvoy is the world's largest hotel loyalty program. Here's how to earn Bonvoy points with Canadian credit cards and how to redeem them.

James Park· Points & Deals ReporterMarch 12, 20268 min read
Luxury hotel lobby with elegant design

Marriott Bonvoy is the world's largest hotel loyalty program with 9,000+ properties in 140+ countries. In Canada, Marriott Bonvoy points are primarily earned through two American Express co-branded cards — a personal card and a business card. Both offer strong welcome bonuses and ongoing earn rates that make Marriott stays significantly cheaper for loyal cardholders.

Marriott Bonvoy American Express Card (Personal)

The Marriott Bonvoy American Express Card ($120/year) earns 5x Bonvoy points per dollar at Marriott hotels, 2x on dining and food delivery, and 1x everywhere else. The welcome bonus of up to 110,000 Bonvoy points (split across first purchase and spending milestones) is enough for multiple free nights at Category 4–5 properties. The card also includes one free night award annually after $30,000 in annual spending.

Bonvoy point value

Marriott Bonvoy points are worth approximately 0.7–1.5 cents per point depending on how you redeem. Free night awards at premium properties can yield significantly higher value. A 50,000-point redemption at a $400/night hotel = 0.8 cpp, but a 50,000-point room that would cost $750 = 1.5 cpp.

Marriott Bonvoy Business Amex

The Marriott Bonvoy Business American Express Card ($150/year) earns 5x at Marriott, 3x at restaurants, gas stations, and Canadian wireless providers, and 2x everywhere else. The higher earn rates on gas and wireless make it especially valuable for business owners who drive and maintain corporate phone plans. The welcome bonus of up to 110,000 points matches the personal card.

Best Marriott Bonvoy Redemptions for Canadians

For Canadians, the best Bonvoy redemptions are often US city hotels (New York, Miami, San Francisco) and Caribbean/Mexico resort properties, where cash rates are high and point redemptions are proportionally strong. The Marriott Bonvoy travel portal also allows points-and-cash combinations. Points never expire as long as your account has activity every 24 months.

Cards Mentioned in This Article

Marriott Bonvoy American Express Card

Marriott Bonvoy American Express Card

American Express · Amex

Earn 30,000 Marriott Bonvoy

$120/yrUp to 5x earn
Marriott Bonvoy Business American Express Card
No FX Fee

Marriott Bonvoy Business American Express Card

American Express · Amex

Earn 30,000 Marriott Bonvoy

$150/yrUp to 5x earn

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